Kotak Mahindra Bank Calculators & Rates 2026Private bank
Current Kotak loan and deposit rates, each wired to a calculator preset to that rate — plus how Kotak compares with other banks.
Kotak rates at a glance
- Home loan8.70%
- Personal loan10.99%
- Car loan9.15%
- FD · 1 year7.10%
- RD · 1 year7.00%
Kotak calculators & rate pages
Kotak FD interest rates
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.00% | 3.50% |
| 46–180 days | 5.50% | 6.00% |
| 1 year | 7.10% | 7.60% |
| 2–3 years | 7.00% | 7.50% |
| 5 years | 6.20% | 6.70% |