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Real answers the instant the page loads — no empty forms. Accurate, current, and free. Just move a slider. And when the decision is bigger than a slider, a SEBI-registered, fee-only planner will be a click away.
Home Loan EMI Live
Monthly EMI₹8,678
- Total interest
- ₹10,82,777
- Total payable
- ₹20,82,777
Edit any value — the answer updates instantly.Open full calculator →
- 26 calculators
- 8 banks · 55 rate pages
- Rates verified & dated
26 free calculators
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Markets & comparisons
- FD vs RD vs PPF vs SIPThe same monthly saving, four destinations — live side-by-side chart.
- Top performing mutual fundsBest funds by 5-year CAGR in each category, with a SIP projection for each.
- Top performing stocksNifty 50 leaders over 5 years — benchmarked against the index, no tips.
Guides: decisions, not definitions
All guides →- Breaking an FD early: what it actually costsThe premature-withdrawal penalty is not a flat fee — your deposit is repriced to a lower slab and then penalised on top. The exact math, the January 2026 rule change that guarantees withdrawal on deposits up to ₹1 crore, and how to structure deposits so breaking one never hurts.
- How your credit score sets the rate you are offeredBanks price loans in credit-score slabs — the advertised rate is the top slab, and each step down can add 0.10–0.50% to your rate. How risk-based pricing works, what a slab jump costs in rupees over a 20-year loan, and the mechanics of checking and repairing your score before applying.
- Deposit insurance: what the ₹5 lakh cover actually protectsEvery rupee in an Indian bank is insured — up to ₹5 lakh per depositor per bank, principal plus interest, across savings, current, FD and RD together. How the limit really works, the joint-account multiplier, the 90-day payout clock, and what is not covered at all.
More than a calculator
Every rate on this site is dated and verified against the bank’s own published figures. And when the decision is bigger than a slider — retirement, a home, where your SIP should actually go — we’ll connect you with a SEBI-registered, fee-only financial planner.