Result before input

Every money decision, one calculator away.

Real answers the instant the page loads — no empty forms. Accurate, current, and free. Just move a slider. And when the decision is bigger than a slider, a SEBI-registered, fee-only planner will be a click away.

Home Loan EMI Live
₹10,00,000
8.50%
20 yr
Monthly EMI₹8,678
Total interest
₹10,82,777
Total payable
₹20,82,777
Edit any value — the answer updates instantly.Open full calculator →
  • 26 calculators
  • 8 banks · 55 rate pages
  • Rates verified & dated

26 free calculators

Bank rate pages →

Outside India?

Markets & comparisons

Guides: decisions, not definitions

All guides →
  • Breaking an FD early: what it actually costsThe premature-withdrawal penalty is not a flat fee — your deposit is repriced to a lower slab and then penalised on top. The exact math, the January 2026 rule change that guarantees withdrawal on deposits up to ₹1 crore, and how to structure deposits so breaking one never hurts.
  • How your credit score sets the rate you are offeredBanks price loans in credit-score slabs — the advertised rate is the top slab, and each step down can add 0.10–0.50% to your rate. How risk-based pricing works, what a slab jump costs in rupees over a 20-year loan, and the mechanics of checking and repairing your score before applying.
  • Deposit insurance: what the ₹5 lakh cover actually protectsEvery rupee in an Indian bank is insured — up to ₹5 lakh per depositor per bank, principal plus interest, across savings, current, FD and RD together. How the limit really works, the joint-account multiplier, the 90-day payout clock, and what is not covered at all.

More than a calculator

Every rate on this site is dated and verified against the bank’s own published figures. And when the decision is bigger than a slider — retirement, a home, where your SIP should actually go — we’ll connect you with a SEBI-registered, fee-only financial planner.

We’re onboarding our first SEBI-registered, fee-only planners now. Early requests get matched personally — usually within a week. No spam, no selling your number.

How the planner service works →