ICICI FD Calculator
Preset to ICICI's current fd calculator rate of 6.7%. Change any value to see your own numbers.
- Current rate 6.70%
- Range 3.00–7.00%
- Rank #6 of 8 banks
- Verified 16 July 2026
ICICI FD Calculator
- Principal₹1,00,000
- Interest @ 6.7%₹6,870
- Maturity amount₹1,06,870
Principal vs interest
- Principal ₹1,00,000
- Interest ₹6,870
ICICI FD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.00% | 3.50% |
| 46–180 days | 4.75% | 5.25% |
| 1 year | 6.70% | 7.20% |
| 2–3 years | 7.00% | 7.50% |
| 5 years | 6.90% | 7.40% |
ICICI Bank pays 6.7% on a 1-year fixed deposit as of 16 July 2026, with senior citizens earning about 0.50% more. The calculator above is preset to that rate so you can see your maturity instantly.
ICICI's fixed deposit rates range from 3.00% to 7.00% across tenures. Below is the full ICICI rate table, the deposit rules that matter, and how ICICI stacks up against the 8 banks we track.
ICICI FD — key facts
- Minimum deposit of ₹10,000 to open a fixed deposit.
- Senior citizens earn an additional 0.50% over the standard card rate.
- Premature withdrawal attracts an interest penalty of 0.50% to 1.00%.
- Deposits are insured up to ₹5,00,000 per depositor by DICGC.
How ICICI compares
ICICI's FD rate is below the category median. AU SFB pays more at 7.25%.
ICICI FD FAQs
What is ICICI's FD interest rate in 2026?
ICICI Bank pays 6.7% on a 1-year FD, with rates across tenures ranging from 3% to 7%.
What FD rate do senior citizens get at ICICI?
Senior citizens earn about 7.2% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a ICICI FD early?
Premature withdrawal attracts an interest penalty of 0.50% to 1.00%.
Are ICICI deposits safe?
Deposits are insured up to ₹5,00,000 per depositor by DICGC.