Axis FD Calculator
Preset to Axis's current fd calculator rate of 6.7%. Change any value to see your own numbers.
- Current rate 6.70%
- Range 3.50–7.10%
- Rank #7 of 8 banks
- Verified 16 July 2026
Axis FD Calculator
- Principal₹1,00,000
- Interest @ 6.7%₹6,870
- Maturity amount₹1,06,870
Principal vs interest
- Principal ₹1,00,000
- Interest ₹6,870
Axis FD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.50% | 4.00% |
| 46–180 days | 5.25% | 5.75% |
| 1 year | 6.70% | 7.20% |
| 2–3 years | 7.10% | 7.60% |
| 5 years | 7.00% | 7.50% |
Axis Bank pays 6.7% on a 1-year fixed deposit as of 16 July 2026, with senior citizens earning about 0.50% more. The calculator above is preset to that rate so you can see your maturity instantly.
Axis's fixed deposit rates range from 3.50% to 7.10% across tenures. Below is the full Axis rate table, the deposit rules that matter, and how Axis stacks up against the 8 banks we track.
Axis FD — key facts
- Minimum deposit of ₹5,000 to open a fixed deposit.
- Senior citizens earn an additional 0.50% over the applicable card rate.
- Premature withdrawal attracts an interest penalty of 0.50% to 1.00%.
- Deposits are insured up to ₹5,00,000 per depositor by DICGC.
How Axis compares
Axis's FD rate is below the category median. AU SFB pays more at 7.25%.
Axis FD FAQs
What is Axis's FD interest rate in 2026?
Axis Bank pays 6.7% on a 1-year FD, with rates across tenures ranging from 3.5% to 7.1%.
What FD rate do senior citizens get at Axis?
Senior citizens earn about 7.2% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a Axis FD early?
Premature withdrawal attracts an interest penalty of 0.50% to 1.00%.
Are Axis deposits safe?
Deposits are insured up to ₹5,00,000 per depositor by DICGC.