AU SFB FD Calculator
Preset to AU SFB's current fd calculator rate of 7.25%. Change any value to see your own numbers.
- Current rate 7.25%
- Range 4.00–7.50%
- Rank #1 of 8 banks
- Verified 16 July 2026
AU SFB FD Calculator
- Principal₹1,00,000
- Interest @ 7.25%₹7,450
- Maturity amount₹1,07,450
Principal vs interest
- Principal ₹1,00,000
- Interest ₹7,450
AU SFB FD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 4.00% | 4.50% |
| 46–180 days | 6.25% | 6.75% |
| 1 year | 7.25% | 7.75% |
| 2–3 years | 7.50% | 8.00% |
| 5 years | 7.00% | 7.50% |
AU Small Finance Bank pays 7.25% on a 1-year fixed deposit as of 16 July 2026, with senior citizens earning about 0.50% more. The calculator above is preset to that rate so you can see your maturity instantly.
AU SFB's fixed deposit rates range from 4.00% to 7.50% across tenures. Below is the full AU SFB rate table, the deposit rules that matter, and how AU SFB stacks up against the 8 banks we track.
AU SFB FD — key facts
- Among the highest FD rates offered by any scheduled bank in India — a hallmark of the small-finance-bank deposit-led model.
- Deposits are insured by the DICGC up to ₹5,00,000 per depositor, covering both principal and interest.
- Senior citizens earn an additional 0.50% over the standard card rate across tenures.
- AU pays its peak rate in the 2–3 year bucket, so locking in mid-tenure captures the best return.
How AU SFB compares
AU SFB has the highest FD rate of the 8 banks we track.
AU SFB FD FAQs
What is AU SFB's FD interest rate in 2026?
AU Small Finance Bank pays 7.25% on a 1-year FD, with rates across tenures ranging from 4% to 7.5%.
What FD rate do senior citizens get at AU SFB?
Senior citizens earn about 7.75% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a AU SFB FD early?
Among the highest FD rates offered by any scheduled bank in India — a hallmark of the small-finance-bank deposit-led model.
Are AU SFB deposits safe?
Deposits are insured by the DICGC up to ₹5,00,000 per depositor, covering both principal and interest.