BoB RD Calculator
Preset to BoB's current rd calculator rate of 6.8%. Change any value to see your own numbers.
- Current rate 6.80%
- Range 3.50–7.10%
- Rank #4 of 8 banks
- Verified 16 July 2026
BoB RD Calculator
- Total deposited₹60,000
- Interest earned₹2,594
- Maturity amount₹62,594
Deposits vs interest
- Deposited ₹60,000
- Interest ₹2,594
BoB RD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.50% | 4.00% |
| 46–180 days | 5.75% | 6.25% |
| 1 year | 6.80% | 7.30% |
| 2–3 years | 7.10% | 7.60% |
| 5 years | 6.50% | 7.00% |
Bank of Baroda pays 6.8% on a 1-year recurring deposit as of 16 July 2026. The calculator above is preset to that rate so you can see your maturity instantly.
BoB's recurring deposit rates range from 3.50% to 7.10% across tenures. Below is the full BoB rate table, the deposit rules that matter, and how BoB stacks up against the 8 banks we track.
BoB RD — key facts
- Baroda Recurring Deposit instalments start from as little as ₹100 per month.
- Recurring deposits earn the same card rate as a term deposit of matching tenure, with quarterly compounding.
- Senior citizens receive an additional 0.50% over the applicable card rate.
- Balances are insured by the DICGC up to ₹5,00,000 per depositor at the bank.
How BoB compares
BoB's RD rate is above the category median — competitive, but AU SFB pays more at 7.20%.
BoB RD FAQs
What is BoB's RD interest rate in 2026?
Bank of Baroda pays 6.8% on a 1-year RD, with rates across tenures ranging from 3.5% to 7.1%.
What RD rate do senior citizens get at BoB?
Senior citizens earn about 7.3% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a BoB RD early?
Baroda Recurring Deposit instalments start from as little as ₹100 per month.
Are BoB deposits safe?
Balances are insured by the DICGC up to ₹5,00,000 per depositor at the bank.