HDFC RD Calculator
Preset to HDFC's current rd calculator rate of 6.6%. Change any value to see your own numbers.
- Current rate 6.60%
- Range 6.00–7.00%
- Rank #8 of 8 banks
- Verified 16 July 2026
HDFC RD Calculator
- Total deposited₹60,000
- Interest earned₹2,516
- Maturity amount₹62,516
Deposits vs interest
- Deposited ₹60,000
- Interest ₹2,516
HDFC RD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 6 months | 6.00% | 6.50% |
| 1 year | 6.60% | 7.10% |
| 2–3 years | 7.00% | 7.50% |
| 3–5 years | 6.75% | 7.25% |
HDFC Bank pays 6.6% on a 1-year recurring deposit as of 16 July 2026. The calculator above is preset to that rate so you can see your maturity instantly.
HDFC's recurring deposit rates range from 6.00% to 7.00% across tenures. Below is the full HDFC rate table, the deposit rules that matter, and how HDFC stacks up against the 8 banks we track.
HDFC RD — key facts
- Minimum monthly instalment is ₹1,000, in multiples of ₹100 thereafter.
- Available for tenures from 6 months to 120 months, in multiples of 3 months.
- Senior citizens earn an additional 0.50% over the applicable card rate.
- Premature closure is permitted; interest is paid for the completed period at the applicable rate after a 1% penalty.
How HDFC compares
HDFC's RD rate is below the category median. AU SFB pays more at 7.20%.
HDFC RD FAQs
What is HDFC's RD interest rate in 2026?
HDFC Bank pays 6.6% on a 1-year RD, with rates across tenures ranging from 6% to 7%.
What RD rate do senior citizens get at HDFC?
Senior citizens earn about 7.1% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a HDFC RD early?
Premature closure is permitted; interest is paid for the completed period at the applicable rate after a 1% penalty.
Are HDFC deposits safe?
Deposits with scheduled banks in India are insured by the DICGC up to ₹5,00,000 per depositor per bank, covering both principal and interest.