AU SFB RD Calculator

Preset to AU SFB's current rd calculator rate of 7.2%. Change any value to see your own numbers.

  • Current rate 7.20%
  • Range 4.007.45%
  • Rank #1 of 8 banks
  • Verified 16 July 2026
₹5,000
1 yr

AU SFB RD Calculator

Maturity amount₹62,749
  • Total deposited₹60,000
  • Interest earned₹2,749
  • Maturity amount₹62,749

Deposits vs interest

  • Deposited ₹60,000
  • Interest ₹2,749

AU SFB RD interest rates 2026

AU SFB RD rates (regular and senior citizen)
Tenure / slabRateSenior citizen
7–45 days4.00%4.50%
46–180 days6.25%6.75%
1 year7.20%7.70%
2–3 years7.45%7.95%
5 years6.95%7.45%

AU Small Finance Bank pays 7.2% on a 1-year recurring deposit as of 16 July 2026. The calculator above is preset to that rate so you can see your maturity instantly.

AU SFB's recurring deposit rates range from 4.00% to 7.45% across tenures. Below is the full AU SFB rate table, the deposit rules that matter, and how AU SFB stacks up against the 8 banks we track.

AU SFB RD — key facts

  • AU's recurring-deposit rates rank among the highest offered by any scheduled bank, mirroring its market-leading FD pricing.
  • Recurring-deposit balances are insured by the DICGC up to ₹5,00,000 per depositor at the bank.
  • Monthly instalments start from ₹100, keeping the product accessible to small savers.
  • Senior citizens receive an extra 0.50% over the applicable card rate.

How AU SFB compares

AU SFB7.20%rank 1 of 8
Category median6.75%across 8 banks
Best in category7.20%AU SFB

AU SFB has the highest RD rate of the 8 banks we track.

AU SFB RD FAQs

What is AU SFB's RD interest rate in 2026?

AU Small Finance Bank pays 7.2% on a 1-year RD, with rates across tenures ranging from 4% to 7.45%.

What RD rate do senior citizens get at AU SFB?

Senior citizens earn about 7.7% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.

Is there a penalty for breaking a AU SFB RD early?

AU's recurring-deposit rates rank among the highest offered by any scheduled bank, mirroring its market-leading FD pricing.

Are AU SFB deposits safe?

Recurring-deposit balances are insured by the DICGC up to ₹5,00,000 per depositor at the bank.

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