ICICI RD Calculator
Preset to ICICI's current rd calculator rate of 6.7%. Change any value to see your own numbers.
- Current rate 6.70%
- Range 3.00–7.00%
- Rank #5 of 8 banks
- Verified 20 May 2026
ICICI RD Calculator
- Total deposited₹60,000
- Interest earned₹2,555
- Maturity amount₹62,555
Deposits vs interest
- Deposited ₹60,000
- Interest ₹2,555
ICICI RD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.00% | 3.50% |
| 46–180 days | 4.75% | 5.25% |
| 1 year | 6.70% | 7.20% |
| 2–3 years | 7.00% | 7.50% |
| 5 years | 6.90% | 7.40% |
ICICI Bank pays 6.7% on a 1-year recurring deposit as of 20 May 2026. The calculator above is preset to that rate so you can see your maturity instantly.
ICICI's recurring deposit rates range from 3.00% to 7.00% across tenures. Below is the full ICICI rate table, the deposit rules that matter, and how ICICI stacks up against the 8 banks we track.
ICICI RD — key facts
- Minimum monthly installment of ₹500, in multiples of ₹100 thereafter.
- Recurring deposit tenure ranges from 6 months to 10 years.
- Premature closure attracts an interest penalty of 0.50% to 1.00%.
- A penalty is levied for delayed or missed monthly installments.
How ICICI compares
ICICI's RD rate is below the category median. AU SFB pays more at 7.20%.
ICICI RD FAQs
What is ICICI's RD interest rate in 2026?
ICICI Bank pays 6.7% on a 1-year RD, with rates across tenures ranging from 3% to 7%.
What RD rate do senior citizens get at ICICI?
Senior citizens earn about 7.2% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a ICICI RD early?
Premature closure attracts an interest penalty of 0.50% to 1.00%.
Are ICICI deposits safe?
Deposits with scheduled banks in India are insured by the DICGC up to ₹5,00,000 per depositor per bank, covering both principal and interest.