PNB RD Calculator
Preset to PNB's current rd calculator rate of 6.7%. Change any value to see your own numbers.
- Current rate 6.70%
- Range 3.50–6.70%
- Rank #7 of 8 banks
- Verified 16 July 2026
PNB RD Calculator
- Total deposited₹60,000
- Interest earned₹2,555
- Maturity amount₹62,555
Deposits vs interest
- Deposited ₹60,000
- Interest ₹2,555
PNB RD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.50% | 4.00% |
| 46–180 days | 5.40% | 5.90% |
| 1 year | 6.70% | 7.20% |
| 2–3 years | 6.65% | 7.15% |
| 5 years | 6.50% | 7.00% |
Punjab National Bank pays 6.7% on a 1-year recurring deposit as of 16 July 2026. The calculator above is preset to that rate so you can see your maturity instantly.
PNB's recurring deposit rates range from 3.50% to 6.70% across tenures. Below is the full PNB rate table, the deposit rules that matter, and how PNB stacks up against the 8 banks we track.
PNB RD — key facts
- Recurring deposits build savings through fixed monthly installments over the chosen tenure.
- RD balances are insured by DICGC up to ₹5,00,000 per depositor per bank.
- Senior citizens receive an additional 0.50% over the standard recurring-deposit rate.
- PNB's recurring-deposit tenures are aligned with its term-deposit buckets.
How PNB compares
PNB's RD rate is below the category median. AU SFB pays more at 7.20%.
PNB RD FAQs
What is PNB's RD interest rate in 2026?
Punjab National Bank pays 6.7% on a 1-year RD, with rates across tenures ranging from 3.5% to 6.7%.
What RD rate do senior citizens get at PNB?
Senior citizens earn about 7.2% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a PNB RD early?
Recurring deposits build savings through fixed monthly installments over the chosen tenure.
Are PNB deposits safe?
RD balances are insured by DICGC up to ₹5,00,000 per depositor per bank.