Axis RD Calculator
Preset to Axis's current rd calculator rate of 6.7%. Change any value to see your own numbers.
- Current rate 6.70%
- Range 3.50–7.10%
- Rank #6 of 8 banks
- Verified 16 July 2026
Axis RD Calculator
- Total deposited₹60,000
- Interest earned₹2,555
- Maturity amount₹62,555
Deposits vs interest
- Deposited ₹60,000
- Interest ₹2,555
Axis RD interest rates 2026
| Tenure / slab | Rate | Senior citizen |
|---|---|---|
| 7–45 days | 3.50% | 4.00% |
| 46–180 days | 5.25% | 5.75% |
| 1 year | 6.70% | 7.20% |
| 2–3 years | 7.10% | 7.60% |
| 5 years | 7.00% | 7.50% |
Axis Bank pays 6.7% on a 1-year recurring deposit as of 16 July 2026. The calculator above is preset to that rate so you can see your maturity instantly.
Axis's recurring deposit rates range from 3.50% to 7.10% across tenures. Below is the full Axis rate table, the deposit rules that matter, and how Axis stacks up against the 8 banks we track.
Axis RD — key facts
- Minimum monthly installment of ₹500.
- Recurring deposit tenure ranges from 6 months to 10 years.
- Premature closure attracts an interest penalty as per the applicable slab.
- A penalty applies for delayed payment of monthly installments.
How Axis compares
Axis's RD rate is below the category median. AU SFB pays more at 7.20%.
Axis RD FAQs
What is Axis's RD interest rate in 2026?
Axis Bank pays 6.7% on a 1-year RD, with rates across tenures ranging from 3.5% to 7.1%.
What RD rate do senior citizens get at Axis?
Senior citizens earn about 7.2% on a 1-year deposit — typically 0.50% above the regular rate. Turn on the senior-citizen option in the calculator to include it.
Is there a penalty for breaking a Axis RD early?
Premature closure attracts an interest penalty as per the applicable slab.
Are Axis deposits safe?
Deposits with scheduled banks in India are insured by the DICGC up to ₹5,00,000 per depositor per bank, covering both principal and interest.